What percentage of funding can I get for a new harvester?

Most lenders finance up to 85–90% of the harvester’s on-road cost.

What are the interest rates for harvester loans in India?

Rates depend on the lender and borrower profile. FinJ allows you to compare harvester loan interest rates instantly.

How long does it take for loan disbursal?

Approvals usually happen within 24 hours, and disbursal within 2–3 working days.

What documents do I need for a harvester loan?

You need PAN, Aadhaar, ID proof, land documents or business proof, bank statements, and ITR (if applicable).

Can I get a harvester loan without a credit score?

Yes, many lenders provide secured loans even without prior credit history, though interest rates may be higher.

Can I take a top-up loan on my existing harvester loan?

Yes, if you have a strong repayment record, lenders often allow top-up loans.

Is repayment flexible for farmers?

Yes, repayment schedules can be customized as per harvesting seasons and crop income.

Why choose FinJ for my harvester loan?

Because FinJ gives you fast approvals, multiple loan options, low EMIs, and a transparent, farmer-friendly process.

New Harvester Loan in India – Apply Today

FinJ's New Harvester Loans help you invest in modern harvesting machines with easy financing, making your harvest faster and more efficient.

Check your eligibility in seconds. No credit score impact.

Trusted Partners

Double Earnings

Satisfaction Guaranteed

Best Interest Rates

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Best Interest Rates

100%

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Hidden Charges

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Why Choose a Harvester Loan?

Harvesters are a big investment, and smart financing ensures your farm's productivity while keeping costs manageable. With FinJ's harvester loans, you get flexibility, speed, and trust.

Fast Approval

Get your harvester loan approved in record time through our fast, online process.

Low Rates

Compare harvester loan interest rates from India’s top lenders to secure the lowest EMI.

Easy Repayments

Choose repayment options from 12 to 60 months, perfectly aligned with your harvesting and income cycles.

Minimal Paperwork

Apply online with just a few key documents; no lengthy paperwork needed.

Calculate Your EMI

Loan Amount

Tenure

% Interest Rate

Monthly EMI

₹8,699

Principal Amount₹1,00,000

Total Interest Payable₹4,388

Total Amount Payable₹1,04,388

*For representation purpose only. Final values may vary subject to bank's policy.

Eligibility & Documents Required

Who Can Apply?

Minimum age of 21 years with a regular income source

A healthy credit score (750+) increases chances of approval

Farmers, agri-entrepreneurs, or rural business owners

Note: Final loan approval depends on the lender’s internal policies.

Our Lending Partners

FinJ has partnered with top banks and NBFCs across India to bring you the best harvester loan deals. Compare multiple offers in one place and pick the one that suits your budget and repayment capacity.

Harvester Loan Interest Rates

Get competitive harvester loan interest rates from trusted financial institutions. Processing fees, taxes, and stamp duties may vary as per the lender’s policies.

4 Simple Steps to Get Your Loan

FAST, SIMPLE & SECURE

Upload Documents

Submit KYC & income details securely online.

Quick Verification

Lenders verify your profile instantly without long delays.

Loan Approval

Receive fast approvals and compare offers across multiple lenders.

Fund Disbursal

Loan amount is transferred to the dealer for a smooth harvester purchase.

Customer Testimonials

Hear From Our Happy Customers

Ramesh Yadav

(Haryana)

I wanted a New Holland 3600 harvester but was unsure about financing. With FinJ, the process was completely online, and my loan got approved within a day. The EMIs are very manageable, and now harvesting takes half the time compared to before.

Meena Kumari

(Haryana)

As a woman farmer, I thought getting a harvester loan would be tough. But FinJ’s platform showed me options from three banks. The flexible repayment cycle matched my seasonal earnings, and my Claas Crop Tiger was delivered in less than a week.

Frequently Asked Questions

Simply enter your mobile number, upload the required documents, and compare offers. The entire process is 100% online.