How much loan amount can I get for a new vehicle?

You can get up to 90% of the vehicle’s on-road price based on eligibility.

How long does it take to get loan approval?

FinJ’s online process ensures most approvals happen within a few hours.

What documents are required for a new vehicle loan?

You need ID proof, address proof, income documents, and vehicle details.

Can I prepay my new vehicle loan early?

Yes, FinJ allows prepayment with minimal or no extra charges.

Are there special rates for salaried or self-employed applicants?

Yes, FinJ offers customised rates based on your income and credit profile.

What is the loan tenure available?

You can select between 12 and 60 months based on your repayment capacity.

Can I apply for a new vehicle loan jointly?

Yes, you can apply with a co-applicant to increase eligibility.

How are EMIs calculated?

EMIs depend on loan amount, tenure, and interest rate. Use our calculator for accuracy.

Is the process 100% online?

Yes, from application to approval and disbursal, everything is digital.

New Vehicle Loan Online

Drive home your dream ride with FinJ’s easy and secure New Vehicle Loan. Get instant approval, flexible EMIs, and quick disbursal.

Check your eligibility in seconds. No credit score impact.

Trusted Partners

Double Earnings

Satisfaction Guaranteed

Best Interest Rates

100%

Best Interest Rates

100%

Satisfaction

Hidden Charges

1,00,000+

Happy Customers

Choose New Vehicle Loan Type

Explore FinJ’s range of Vehicle Loans for cars, bikes, trucks, and tractors with instant approval, simple EMIs, and fast disbursal.

Car Loan

Bike Loan

Commercial Vehicle Loan

Tractors Loan

Harvester Loan

Construction Equipment Loan

Benefits of FinJ Loan

Discover the key features that make FinJ’s New Vehicle Loan the preferred choice for buyers nationwide.

Quick Approval

Get your loan approved faster through our seamless and paperless online system.

Competitive Rates

Enjoy attractive interest rates designed to make your new purchase affordable.

Flexible Tenure

Choose repayment options between 12 to 60 months that suit your finances.

Minimal Paperwork

Complete your application with only the essential documents required.

Trusted Lending Partners

Compare and choose from top lenders offering the most affordable and reliable vehicle loan options.

4 Simple Steps to Your New Vehicle Loan

FAST, SIMPLE & SECURE

Documentation

SWIFT, SIMPLE & SECURE Prepare and upload the required documents to make your loan journey smooth and fast.

Inspection

QUICK & HASSLE-FREE We verify your details and vehicle category to ensure accurate processing.

Approval

FAST & TRANSPARENT Receive instant approval notifications once your application meets eligibility criteria.

Disbursal

SMOOTH & DIRECT Your approved loan amount is transferred quickly to help you drive away sooner.

How to Apply For Loan

Compare exclusive offers from trusted banks and apply for your new vehicle loan in minutes.

Enter Your Number

Enter Security Code

Enter Your Name

We'll Contact You

Enter Your Number

Enter Security Code

Enter Your Name

We'll Contact You

Calculator

Plan your purchase easily with FinJ’s smart calculator, estimate EMIs, and make confident financial decisions.

Loan Amount

Tenure

% Interest Rate

Monthly EMI

₹8,699

Principal Amount₹1,00,000

Total Interest Payable₹4,388

Total Amount Payable₹1,04,388

*For representation purpose only. Final values may vary subject to bank's policy.

New Vehicle Loans with FinJ

FinJ provides financing for cars, bikes, trucks, tractors, harvesters, and more, plus personal, SME, and LAP solutions for every financial goal.

Secure & Simple

We keep your information safe.

Fast Approval

Get quick loan decisions within minutes.

Flexible Terms

Customised plans tailored to your budget.

Transparent Price

Zero hidden charges or surprise fees.

Frequently Asked Questions

You must be an Indian resident aged 21–65 with a stable income source.