What defines used car loan eligibility?

Age, income, credit score, and vehicle condition are key factors to use FinJ to check eligibility for used car loan instantly.

Where can I find current used car loan rates?

FinJ’s platform compares rates across partners to show you the most up-to-date used car loan rates India.

Can I get a loan on a car I already own?

Yes. FinJ offers loan on used cars as well as top-up options if you already have an active car loan.

I’m self-employed, can I still get a used car loan?

Absolutely. Self-employed applicants with valid income proof and business history can easily get approval.

What documents are needed for pre owned car loan?

You need standard KYC, income proof, bank statements, and vehicle papers like RC and insurance.

Used Car Loan Quick & Hassle-Free

Get your used car loan approved in minutes with FinJ's fully digital, zero-hassle process.

Check your eligibility in seconds. No credit score impact.

Trusted Partners

Double Earnings

Satisfaction Guaranteed

Best Interest Rates

100%

Best Interest Rates

100%

Satisfaction

Hidden Charges

1,00,000+

Happy Customers

Why FinJ for Used Car Loan?

Experience owning your next ride with a personalized second hand car loan, designed for simplicity and convenience:

Up to 100% funding

Get the full on-road cost covered with your loan for used car.

Seamless RC Transfer

Enjoy effortless ownership transfer with complete support at every step.

Competitive rates

Compare current used car loan rates at a glance to pick the most affordable plan.

Quick approvals

Our online flow makes applying for car loan for used cars remarkably fast.

Calculate Your EMI

Loan Amount

Tenure

% Interest Rate

Monthly EMI

₹8,699

Principal Amount₹1,00,000

Total Interest Payable₹4,388

Total Amount Payable₹1,04,388

*For representation purpose only. Final values may vary subject to bank's policy.

Eligibility & Documents Required

Who Can Apply?

Salaried individuals aged 21–60 with at least 1 year in the current job

Self-employed aged 25–65 with over 2 years in business

Basic documents include ID, address, income, and car details.

With these in hand, you're ready to apply for used car loan confidently.

Trusted Lending Partners

Find the best offers from top banks for your next vehicle loan.

Used Car Loan Rates & Processing Fee

Here’s a sample rate view to help you compare:

4 Simple Steps to Get Your Loan

FAST, SIMPLE & SECURE

Submit Your Details

Fast & Paperless — Enter your information and check your used car loan eligibility instantly.

Pick the Best Offer

Clear & Convenient — Compare and choose the best used car loan that fits your budget.

Upload Documents

Quick & Easy — Submit basic documents digitally for fast verification.

Funds Disbursed

Direct & Secure — Loan amount released instantly to the seller or dealer.

Customer Testimonials

Hear From Our Happy Customers

Karan Mehta

(Mumbai)

I never thought a second hand car loan could be so stress-free. FinJ’s digital process saved me days. I got offers and compared them easily, and my loan was disbursed within two days.

Anjali Singh

(Lucknow)

Finding the best used car loans was quick and transparent with FinJ. I secured a great rate and closed the entire process online, no hidden costs, just clarity.

Frequently Asked Questions

Submit your details online, review your personalized offers, and complete digital verification to get the loan disbursed quickly.