Apply Online for Loan Against Property
Unlock the value of your property with FinJ’s digital-first Loan Against Property (LAP). Get quick approvals, competitive interest rates, and flexible options from India’s top lenders.
Check your eligibility in seconds. No credit score impact.
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Best Interest Rates
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Satisfaction
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Hidden Charges
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Happy Customers
Benefits of Loan Against Property
Discover why FinJ’s financing is the smart choice for pledging your property.
Collateral Advantage
Use your residential or commercial property as collateral and get funds without selling.
Low-Interest Benefit
Competitive interest rates compared to unsecured loans. For example, some lenders offer LAP at rates starting around 8% p.a.
Flexible Tenures
Many lenders allow repayment for up to 15 years or more.
Large loan amounts
You may be able to borrow up to 60-80% of your property’s market value.
Trusted Lending Partners
Access top LAP rates from trusted banks and NBFCs with FinJ.
4 Simple Steps
FAST, SIMPLE & SECURE
Documentation
Gather identity, income and property documents to apply easily.
Inspection
We & the lender assess your property and other details.
Approval
Get sanction confirmation and agree to the terms.
Disbursal
Funds are transferred to your account, start repayments as per schedule.
Calculate Your Loan Against Property EMI
Frequently Asked Questions
Both residential and commercial properties that are freehold and fully constructed are generally accepted.