Why choose FinJ for my new bike loan?

Because it’s fast, digital, and transparent. You can compare offers, pick the lowest EMI, and get your dream bike without stress.

How long does the bike loan process take?

Approvals happen within hours, and disbursal usually within 24–48 hours.

How do I apply for a bike loan online with FinJ?

Just enter your mobile number, upload your documents, and compare offers. The entire process is 100% paperless.

What is the maximum loan amount I can get for a bike?

Most lenders finance up to 90–100% of the on-road price of the bike.

Can I pre-close my bike loan?

Yes, most banks allow pre-closure of bike loans, subject to their terms and charges.

Can I get a bike loan with a low credit score?

Yes, some lenders provide two-wheeler loans without a strong credit history, but at slightly higher rates.

What interest rate can I expect on a bike loan in India?

Bike loan rates vary by lender and profile. FinJ helps you compare and choose the lowest instantly.

Bike Loan – Quick Approval & Easy EMI

Get your dream bike with FinJ – quick approval, simple process, and hassle-free financing.

Check your eligibility in seconds. No credit score impact.

Trusted Partners

Double Earnings

Satisfaction Guaranteed

Best Interest Rates

100%

Best Interest Rates

100%

Satisfaction

Hidden Charges

1,00,000+

Happy Customers

Benefits of Bike Loan

Explore the exclusive features that make FinJ's bike loan the smart choice for your next two-wheeler.

Fast Approval

Our fully digital loan process ensures you get instant approval without delays.

Low Interest Rates

We partner with India’s leading banks and NBFCs to bring you the lowest bike loan rates.

Easy Repayments

Choose a loan tenure from 12 to 60 months as per your budget, making EMIs stress-free.

Minimal Paperwork

No long paperwork. Just upload your essential documents online and get going.

Calculate Your EMI

Loan Amount

Tenure

% Interest Rate

Monthly EMI

₹8,699

Principal Amount₹1,00,000

Total Interest Payable₹4,388

Total Amount Payable₹1,04,388

*For representation purpose only. Final values may vary subject to bank's policy.

Eligibility & Documents Required

Who Can Apply?

Minimum age: 21 years

Good credit score (typically 700+ preferred)

Stable income source (salaried, self employed, or business owner)

Disclaimer: Final loan approval is subject to lender policies and document verification.

Trusted Lending Partners

Compare bike and two-wheeler loan offers from India’s top banks and NBFCs to find the best rate for your budget.

Bike Loan Interest Rates

Find the most competitive two-wheeler loan interest rates in India from leading financial institutions.

4 Simple Steps to Your Bike Loan

FAST, SIMPLE & SECURE

Documentation

Upload your ID, income, and bank proof securely online.

Verification

Lenders check your details instantly with no lengthy formalities.

Approval

Receive instant approval and compare offers from multiple lenders.

Disbursal

Loan amount will be sent directly to the dealer so you can ride home on your new bike quickly.

Customer Testimonials

Hear from our New Two-Wheeler Customers

Arjun Mehta

(Mumbai)

I had shortlisted the Hero Splendor Plus but financing was confusing. With FinJ, I uploaded my documents online and within 24 hours my loan was approved. I compared two offers, chose the lowest EMI, and the dealer got the payment directly. Super smooth!

Priya Nair

(Bengaluru)

As a first time bike buyer, I was nervous about paperwork. FinJ explained everything clearly and the process was fully digital. Within 2 days, I got my Honda Shine delivered. The whole experience was stress-free.

Frequently Asked Questions

Basic KYC, PAN, Aadhaar, income proof, and bank statements.