Grow Your Business with SME Loans

With FinJ SME Loan, get fast financing, minimal documentation, and repayment options designed for business growth.

Check your eligibility in seconds. No credit score impact.

Trusted Partners
Double Earnings
Satisfaction Guaranteed
Best Interest Rates
MSME Loan Loan

100%

Best Interest Rates

Best Interest Rates

100%

Satisfaction

Satisfaction

0%

Hidden Charges

Hidden Charges

1,00,000+

Happy Customers

Happy Customers

Exclusive Benefits of SME Loan

FinJ brings you more than just business financing. Here’s why SMEs prefer us:

Quick Approval

Quick Approval

Get your business loan approved faster with our smart digital process.

Low Interest Rates

Low Interest Rates

We partner with top banks and NBFCs to provide competitive rates for SME loans.

Flexible Repayment

Flexible Repayment

Choose a repayment plan that fits your cash flow, from 12 to 72 months.

Minimal Documents

Minimal Documents

No lengthy paperwork or branch visits. Upload only essential business documents online.

Trusted Lending Partners

FinJ brings top banks & NBFCs together for secure, flexible SME loans.

IffcoKisan logo
HDB logo
RBL logo
TVS logo
Kotak logo
AU logo
Kogta logo

4 Simple Steps to Apply

FAST, SIMPLE & SECUREFAST, SIMPLE & SECURE

1

Upload Documents

Keep ID, business proof, and income details ready.

Upload Documents
2

Quick Verification

Our team verifies your details to ensure smooth processing.

Quick Verification
3

Approval

Receive loan approval within minutes with transparent terms.

Approval
4

Instant Disbursal

Loan amount credited directly to your business bank account.

Instant Disbursal

SME Loan EMI Calculator

Calculate your EMI instantly with FinJ’s SME Loan EMI Calculator.

Monthly EMI

₹8,699

Principal Amount₹1,00,000
Total Interest Payable₹4,388
Total Amount Payable₹1,04,388

*For representation purpose only.

Frequently Asked Questions

An SME loan is a business loan designed to help small and medium enterprises manage expenses, working capital, or business expansion.